We believe that ages 25-35 are one of the most important financial periods in many people's lives. This is when we negotiate major salary milestones, plan for a first home, and begin the journey toward financial independence (FIRE).

But we noticed a problem: many existing financial tools are fragmented, overly complex, or disconnected from the real decisions people make every day.

Worth101 was born from this concern.

Our mission is to provide a free, transparent, and intelligent ecosystem of tools that helps people make clearer financial decisions. We don't just give you numbers, we help you see the bigger roadmap.

Hello, I'm Duc Nguyen X. (Founder).

For over 9 years, I've been a software engineer, specializing in building complex technology systems for large corporations. That work gave me a good salary, but like many peers, I struggled with countless questions:

• •What is my actual take-home (Net) salary after deducting all insurance and taxes from my Gross salary?
• •With this amount of savings, when will I be able to afford a home in the city?
• •If I want to 'retire early' at age 45, where should I start?

I realized that with my solid technical foundation, I could build the tools that I and my friends had always wanted.

I'm not a financial advisor. I'm a user just like you—a young professional who wants to use data and accurate calculations to master my financial future.

Technical experience (Backend, DevOps) isn't what this website 'sells.' It's the means that helps me ensure the tools you're using are always accurate, secure, and fast. I built this platform because I believe everyone deserves better tools to plan their life.